The correlation between debt and depression
Financial Advice/Legal Action/Loans
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The correlation between debt and depression

Debt and depression

We’ve recently seen the latest insolvency figures for Scotland, showing us how many people entered bankruptcy (2,852) or a Protected Trust Deed (2,526) between July and September.

The latest figures for England and Wales aren’t available just yet, but an article published on the BBC’s website has suggested that financial worries may be linked to a recent rise in depression in England.

Finding the best finance for your business

B1T4MB BRITISH COMPANY PRIVATE PENSION SCHEME DOCUMENTS WITH SPECTACLES RE SAVINGS INCOME RECESSION MONEY WAGES CASH ETC,UK.. Image shot 2008. Exact date unknown.

Financial Advice/Legal Action/Loans
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Finding the best finance for your business

How Best to Find Finance for Your Business

First and foremost, if you are looking to find finance for your new business, it is necessary to remember that you are going to have to work that little bit harder in order to impress any lending body and secure relevant funds.

Banks have really tightened their belt where lending to new businesses is concerned and you therefore have to prove that you will not be a risk to them.

The different types of equity release retirement solutions
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The different types of equity release retirement solutions

The Different Types of Equity Release Retirement Solutions

In order to qualify for an equity release scheme, you must have reached the age of fifty-five and have full ownership of a property that is in reasonable condition so that you can obtain a loan secured against it. It is better if there is no existing mortgage but if there is, it should have little time remaining & will need to be paid off prior to completion.

How To: home maintenance on a budget
Low Budget/Property Advice
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How To: home maintenance on a budget

Home Maintenance on a Budget

With the troubling state of the world’s economy, trying to keep all your finances in check is becoming more and more difficult. As the bills pile up, and you spend time and effort trying to make ends meet, often everyday things can get away from you.

With grocery shopping, working and driving around, our lives are so busy in any case.

When finances are tight and the stresses mount, there is nothing more important than making sure that your home is being paid for and that it stays in good condition. It may be difficult to think about this all the time, yet keeping up the value of your home is an excellent investment.

Older, listed buildings often have bigger issues

Older houses, though, tend to have more problems; take a foundation for instance. As time passes, the soil under your foundation shifts causing weaknesses in your foundation, as well as cracked walls. Find out more information.

But sometimes all your home needs is a new coat of paint. The outside walls of your home, exposed to the elements as they are, often wear badly and an easy coat of new paint can completely change the look and value of your home.

When finding a company to do your renovations for you, make sure they are approved by the Trading Standards Agency.

Revamp your shed roof with EPDM

EPDM is one of the leading materials used on shed roofs. Rubber roofing is in huge demand at the moment as it is environmentally friendly, yet is pleasing on the eyes.

Did you know that you can install EPDM yourself, cutting costs on not having to hire a professional? You can easily follow the installation guides on ShedRubber.

Remove any old furniture and start again

It is important to dispose of your old furniture as this can clutter up your living area. But, when people think about disposing their waste, they think that taking it to the dump will dispose of it.

However, hiring a rubbish removal firm will ensure that the old furniture is disposed, but in an environmentally friendly way. Click here to see common questions regarding rubbish clearance.